Audit Confirms RLUSD Stability
A recent audit conducted by Deloitte, one of the leading firms in the accounting world, has confirmed that Ripple’s stablecoin, known as RLUSD, is entirely backed by its reserves. The report, which covers the period ending February 2026, highlights that not only is RLUSD fully collateralized, but it also adheres to the regulatory standards set by the New York Department of Financial Services (NYDFS). This attestation signifies Ripple’s commitment to establishing a high bar for compliance within the cryptocurrency sector.
Key Findings of the Audit
As of February 27, the audit revealed that RLUSD is supported by reserves amounting to nearly $1.57 billion in market value against approximately 1.5 billion RLUSD tokens. Furthermore, it was emphasized that the company’s proprietary funds are distinctly separated from reserve assets, reinforcing the stability of the stablecoin. Deloitte’s findings stress that RLUSD is exclusively backed by secure and liquid assets.
Industry Response
In response to the favorable audit results, Standard Custody’s CEO, Jack McDonald, took to social media platform X to underscore how RLUSD is carving out a unique position within the increasingly competitive stablecoin landscape. He lauded the coin’s active utility in facilitating transactions across the global financial networks.
Ripple’s Expansion Efforts
The timing of the Deloitte audit coincides with Ripple’s expansion efforts, as several companies, including Baco Genial, Nomad, and Attrus, have chosen to integrate RLUSD into their payment systems. Additionally, RLUSD has furthered its reach by securing listings on prominent global exchanges such as iTrustCapital, HashKey Exchange, Ripio, and Bitkub. Moreover, innovative developments now allow AI agents to autonomously process payments using RLUSD on the XRP Ledger via an operational facilitator identified as t54ai x402.
