Superform Launches User-Owned Neobank Mobile App
On February 3, 2026, Superform, a trailblazer in the neobank sector, revealed the launch of its mobile application, a significant leap towards establishing a bank model entirely owned by its users. The application facilitates access to Superform’s innovative SuperVaults—non-custodial, on-chain vaults that automatically allocate capital to high-yield decentralized finance (DeFi) strategies, including stablecoin lending and liquidity provisioning.
Revolutionizing the DeFi Experience
This app is designed to simplify the DeFi landscape, making it more user-friendly by providing a banking experience akin to conventional internet banking while enhancing opportunities for robust returns in the DeFi realm. Users can now seamlessly earn increased yields on their USD, BTC, and ETH holdings, marking Superform’s official foray into the American market.
The intuitive app allows individuals to effortlessly create an account, convert fiat currency, and start earning returns within minutes. In addition to earning interest, the application enables users to swap, send, and manage their funds across different chains without relinquishing custody of their assets. Deposits are efficiently processed through SuperVaults, which utilize automated strategies to optimize savings through DeFi channels.
Performance and User Accessibility
According to Superform, the SuperVaults have consistently produced average yields around 8.4% APY, significantly outperforming traditional T-Bills, which yield only about 4.3%. Vikram Arun, the Co-Founder and CEO of Superform, emphasized the app’s goal, stating:
“You should not need to be technical to earn more onchain. Our mobile app is a pivotal step in transforming crypto-native strategies into accessible, everyday financial tools. Users can simply deposit once and automatically generate earnings without needing to monitor their investments.”
Bridging the Gap in Banking
Despite advances in the DeFi sector, there are still considerable gaps in providing consumers with a full alternative to traditional banks. Conventional savings accounts yield almost negligible returns post-inflation while crypto yield opportunities remain disorganized and scattered among various platforms. This has left users with a choice between secure custodial services, which limit control over their assets, or self-custody options that demand technical know-how to navigate effectively.
Superform aims to bridge this divide by offering a streamlined solution. SuperVaults provide access to carefully selected investment opportunities bundled into a single, manageable product, eliminating the hassle of navigating between different tools and analyzing multiple protocols. Enhanced user incentives, such as increased APYs and tiered rewards, combine the investment potential of DeFi with the familiar usability of traditional banking applications.
Future Developments and User Engagement
The mobile app builds on the momentum gained from Superform’s desktop platform, which manages over $180 million in deposits from more than 1,000 vaults and spans over 70 different protocols. This launch is just the beginning of a series of innovative product enhancements planned for the Superform ecosystem throughout the year. Users can stay updated by visiting superform.xyz or following the company on social media.
About Superform
Superform stands as the pioneering user-owned neobank offering effortless growth for cryptocurrency portfolios. The platform enables users to tap into over 800 earning possibilities with a collective total value locked (TVL) of $10 billion from 50 protocols. Its SuperVaults product allows for single-click deposits into diversified yield-generating vaults, simplifying the process of earning stablecoin yields. Each vault receives thorough audits from yAudit and various trusted external security firms like Spearbit. Since its launch in the second quarter of 2024, Superform has delivered reliable and enhanced yield to over 180,000 depositors, with current users enjoying an average APY exceeding 8.4%. Backed by $11 million in investment from prominent venture capital entities such as VanEck Ventures, Polychain Capital, Circle Ventures, and others, Superform Labs is evolving the journey towards on-chain wealth for its users.
